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| 10 Year fixed rate (FNMA) |
| 15 Year fixed rate (FNMA) |
| 20 Year fixed Rate (FNMA) |
| 30 Year fixed rate (FNMA) |
| 1/1 Adjustable rate loan |
| 3/1 Adjustable rate loan |
| 5/1 Adjustable rate loan |
| 10/1 Adjustable rate loan |
| 15/1 Adjustable rate loan |
| 5 year fixed rate |
| 10 year fixed rate |
| 15 Year fixed rate |
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10 Year fixed rate (FNMA)
Term: 10 years
Maximum Amount: $417,000
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| Rates | APR | Points |
|---|
| 2.75% | 3.388% | 1% |
| 2.875% | 3.298% | 0% |
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15 Year fixed rate (FNMA)
Term: 15 years
Maximum Amount: $417,000
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| Rates | APR | Points |
|---|
| 2.875% | 3.313% | 1% |
| 3% | 3.291% | 0% |
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20 Year fixed Rate (FNMA)
Term: 20 years
Maximum Amount: $417,000
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| Rates | APR | Points |
|---|
| 3.5% | 3.846% | 1% |
| 3.625% | 3.855% | 0% |
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30 Year fixed rate (FNMA)
Term: 30 years
Maximum Amount: $417,000
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| Rates | APR | Points |
|---|
| 3.625% | 3.874% | 1% |
| 3.75% | 3.916% | 0% |
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1/1 Adjustable rate loan
BankTexas' 1/1 Adjustable Rate Mortgage is a great option for those who want flexibility in the terms of the mortgage or those who need special underwriting considerations.
Term: 30 years
Maximum Amount: $99,999,000
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| Rates | APR | Points |
|---|
| 4.25% | 4.421% | 0% |
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3/1 Adjustable rate loan
The 3/1 Adjustable Rate Mortgage gives the borrower a fixed-rate for the first 3-years.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
|---|
| 4.5% | 4.673% | 0% |
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5/1 Adjustable rate loan
The 5/1 Adjustable Rate Mortgage features a fixed-rate for the first 5-years, then the rate may adjust annually.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
|---|
| 4.75% | 5.55% | 0% |
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10/1 Adjustable rate loan
The 10/1 Adjustable Rate Mortgage features a fixed-rate for the first 10-years, then annual rate adjustments after the 10-year period.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
|---|
| 5.5% | 5.235% | 0% |
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15/1 Adjustable rate loan
The 15/1 Adjustable Rate Mortgage features a fixed-rate of interest for the first 15-years, then adjusts annually thereafter.
Term: 29 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
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| 6.75% | 6.565% | 0% |
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5 year fixed rate
The 5-year fixed-rate loan is fixed for the life of the loan. This product is great for those who need short-term financing.
Term: 5 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
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| 4.625% | 5.457% | 0% |
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10 year fixed rate
This 10-year loan rate is fixed for the life of the loan. Great for borrowers who want a 10-year loan and need more flexible underwriting considerations.
Term: 10 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
|---|
| 5.375% | 5.818% | 0% |
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15 Year fixed rate
The loan features a 15-year fixed-rate that is fixed for the life of the loan. Great for those borrowers who may not meet secondary market underwriting criteria so they need more flexible underwriting standards.
Term: 15 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
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| 6.5% | 6.822% | 0% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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